Mutual ShareCover

Reliable Carsharing Protection

Mutual ShareCover gives you the peace of mind you need for every drive, combining ICBC peer-to-peer insurance with added neighbour-to-neighbour protection from Mutual.

Whether you’re sharing your car or booking your neighbour’s, we’ve got you covered.

Why Choose Mutual ShareCover?

Owners

ShareCover ensures that if damage happens to your vehicle, you will be reimbursed for any repair and replacement costs.

Drivers

If something happens during your drive, ShareCover limits your deductible for vehicle repair and replacement costs, regardless of fault.

Mutual ShareCover includes

● ICBC P2P insurance for third-party liability, accident benefits, and vehicle damage.
● Supplemental coverage from Mutual to waive claims above the deductible you select.
● Flexible deductible options tailored to your comfort level and budget.

Ready to start sharing? Sign up today or contact Member Support for full details, terms, & conditions.

Choose Your Deductible

We offer three flexible deductible options to fit your needs:

$10,000

For those who prefer lower booking costs or have their own peer-to-peer insurance coverage.

$2,500

Great for moderate protection, balancing affordable bookings with coverage for severe to moderate incidents.

$500

Ideal for maximum protection with the lowest out-of-pocket costs for exterior damage.

How it works

1. Owner’s are automatically covered for any carsharing through Mutual and pay no deductible for repairs or replacements.
2. Driver’s select the deductible during the booking process.
3. The drive is covered!

Questions?

Our Member Support team is happy to help. Reach out anytime for clarity on liability, terms and conditions.

Drive safe. Share smart. Mutual’s got you covered.